Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

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2325 Golf Club Lane Nashville, TN 37215

Price $10,000,000
Beds 8
Baths 9
Living Area SqFt 18,449
Status Active
MLS # 1745469
Property Type Residential
 

2281 Old Hickory Blvd Nashville, TN 37215

Price $8,995,000
Beds 6
Baths 8
Living Area SqFt 10,898
Status Active
MLS # 1730498
Property Type Residential
 

81 Claiborne St Nashville, TN 37210

Price $5,000,000
Beds 2
Baths 2
Living Area SqFt 5,300
Status Active
MLS # 1808201
Property Type Residential
 

631 Hill Rd Brentwood, TN 37027

Price $3,500,000
Beds 4
Baths 4
Living Area SqFt 5,144
Status Active
MLS # 1629791
Property Type Residential
 

2315 Woodmont Blvd Nashville, TN 37215

Price $3,495,000
Beds 6
Baths 9
Living Area SqFt 8,059
Status Active
MLS # 1805200
Property Type Residential
 

3514 West End Avenue Nashville, TN 37205

Price $3,450,000
Beds 3
Baths 5
Living Area SqFt 4,361
Status Active
MLS # 1720900
Property Type Condo
 

2021 Fransworth Dr Nashville, TN 37205

Price $3,400,000
Beds 5
Baths 6
Living Area SqFt 9,723
Status Active
MLS # 1733218
Property Type Residential
 

900 20th Ave S Apt 1705 Nashville, TN 37212

Price $2,995,000
Beds 2
Baths 3
Living Area SqFt 2,832
Status Active
MLS # 1671541
Property Type Condo
 

0 Woodland Hills Drive Nashville, TN 37211

Price $2,975,000
Beds 5
Baths 6
Living Area SqFt 6,510
Status Active
MLS # 1772883
Property Type Residential
 

700 12th Ave S Unit 1413 Nashville, TN 37203

Price $2,950,000
Beds 3
Baths 3
Living Area SqFt 3,334
Status Active
MLS # 1734531
Property Type Condo
 

7600 Buffalo Rd Nashville, TN 37221

Price $2,899,000
Beds 5
Baths 7
Living Area SqFt 10,059
Status Active
MLS # 1742045
Property Type Residential
 

4822 Post Rd Nashville, TN 37205

Price $2,875,000
Beds 5
Baths 9
Living Area SqFt 9,419
Status Active
MLS # 1724967
Property Type Residential
 

1205 Robinson Rd Old Hickory, TN 37138

Price $2,750,000
Beds 4
Baths 6
Living Area SqFt 5,349
Status Active
MLS # 1694234
Property Type Residential
 

5129 Annesway Dr Nashville, TN 37205

Price $2,750,000
Beds 4
Baths 6
Living Area SqFt 8,934
Status Active
MLS # 1810535
Property Type Residential
 

607 Cantrell Ave Nashville, TN 37215

Price $2,495,000
Beds 5
Baths 8
Living Area SqFt 6,943
Status Active
MLS # 1776083
Property Type Residential
 

3514 West End Avenue Nashville, TN 37205

Price $2,450,000
Beds 3
Baths 4
Living Area SqFt 3,542
Status Active
MLS # 1720912
Property Type Condo
 

1300 Forrest Park Nashville, TN 37205

Price $2,450,000
Beds 6
Baths 9
Living Area SqFt 9,096
Status Active
MLS # 1696164
Property Type Residential
 

203 Leonard Ave Nashville, TN 37205

Price $2,350,000
Beds 4
Baths 6
Living Area SqFt 7,018
Status Active
MLS # 1796258
Property Type Residential
 

3530 Trimble Ct Nashville, TN 37215

Price $2,299,900
Beds 5
Baths 6
Living Area SqFt 5,988
Status Active
MLS # 1805621
Property Type Residential
 

3500 Woodmont Blvd Nashville, TN 37215

Price $2,295,000
Beds 6
Baths 7
Living Area SqFt 7,932
Status Active
MLS # 1797759
Property Type Residential
 

3444 Woodmont Blvd Nashville, TN 37215

Price $2,295,000
Beds 6
Baths 7
Living Area SqFt 6,414
Status Active
MLS # 1800771
Property Type Residential
 

4334 Sneed Rd Nashville, TN 37215

Price $2,229,000
Beds 5
Baths 7
Living Area SqFt 10,007
Status Active
MLS # 1796035
Property Type Residential
 

3000 Poston Ave #501 Nashville, TN 37203

Price $2,150,000
Beds 4
Baths 4
Living Area SqFt 3,336
Status Active
MLS # 1799503
Property Type Condo
 

101 Rolling Mill Rd Old Hickory, TN 37138

Price $2,149,900
Beds 6
Baths 7
Living Area SqFt 9,600
Status Active
MLS # 1716360
Property Type Residential
 

103 Kennett Rd Old Hickory, TN 37138

Price $2,000,000
Beds 4
Baths 7
Living Area SqFt 6,377
Status Active
MLS # 1760204
Property Type Residential
 

1511 Bell Rd Nashville, TN 37211

Price $2,000,000
Living Area SqFt 1,200
Status Active
MLS # 1770965
Property Type Residential
 
 
 

3630 West End Ave Nashville, TN 37205

Price $2,000,000
Baths 3
Living Area SqFt 8,317
Status Active
MLS # 1802913
Property Type Residential
 
 

7435 Old Hickory Blvd Whites Creek, TN 37189

Price $2,000,000
Beds 1
Baths 1
Living Area SqFt 3,176
Status Active
MLS # 1805243
Property Type Residential
 

4222 Jamesborough Pl Nashville, TN 37215

Price $2,000,000
Beds 6
Baths 7
Living Area SqFt 7,778
Status Active
MLS # 1809980
Property Type Residential
 

4505 Beacon Dr Nashville, TN 37215

Price $1,999,900
Beds 5
Baths 6
Living Area SqFt 5,842
Status Active
MLS # 1810118
Property Type Residential
 

746 Benton Ave Nashville, TN 37204

Price $1,990,000
Beds 7
Baths 6
Living Area SqFt 10,164
Status Active
MLS # 1735058
Property Type Residential
 

2319 Warfield Ln Nashville, TN 37215

Price $1,950,000
Beds 4
Baths 4
Living Area SqFt 4,550
Status Active
MLS # 1777673
Property Type Residential
 

3908 Trimble Rd Nashville, TN 37215

Price $1,900,000
Beds 5
Baths 7
Living Area SqFt 5,410
Status Active
MLS # 1799341
Property Type Residential
 

2200 Hampton Ave Nashville, TN 37215

Price $1,895,000
Beds 5
Baths 4
Living Area SqFt 6,328
Status Active
MLS # 1782901
Property Type Residential
 

4918 Maymanor Cir Nashville, TN 37205

Price $1,895,000
Beds 5
Baths 6
Living Area SqFt 7,029
Status Active
MLS # 1800790
Property Type Residential
 

6143 Robin Hill Rd Nashville, TN 37205

Price $1,895,000
Beds 5
Baths 7
Living Area SqFt 8,301
Status Active
MLS # 1809330
Property Type Residential
 

4613 General Lowrey Dr Nashville, TN 37215

Price $1,849,500
Beds 5
Baths 8
Living Area SqFt 8,421
Status Active
MLS # 1745969
Property Type Residential
 

5408 Granny White Pike Brentwood, TN 37027

Price $1,849,000
Beds 5
Baths 8
Living Area SqFt 7,085
Status Active
MLS # 1805505
Property Type Residential
 

600 Belle Park Cir Nashville, TN 37205

Price $1,845,000
Beds 5
Baths 5
Living Area SqFt 8,153
Status Active
MLS # 1796118
Property Type Residential
 

3818 Hilldale Dr Nashville, TN 37215

Price $1,799,900
Beds 5
Baths 6
Living Area SqFt 5,919
Status Active
MLS # 1794509
Property Type Residential
 

Search For Homes | Search Schools | Find Your Home Value | Locate Your Family’s Lifestyle

This High Tech Website will help you locate and find the Davidson County TN homes for sale you desire.You can start your search by looking through all the Davidson County Homes For Sale By Price. We also provide you with your current home value through our instant home value tool for free, check instant home values by your city, town or even your neighborhood. We understand finding the right home for sale is important to you and your family so we have separated Davidson County TN Zip Codes  to make it easier for you to search in the exact location you want to live. You might be searching for Davidson County Homes By Type. This would include all Davidson County Condos and Davidson County Town Homes. Our site also features all Davidson County Homes By Schools, here you will be able to search all homes for sale by the school year your child is attending, private or public, and it even includes all of the schools contact information for enrollment information.

Davidson County Lifestyle also plays a big role choosing a home for you and your family. Our Team understands this more than most so we have built this entire site to focus around the lifestyle you and your family want to live. We Are Here To Serve YOU!